History:-
Capital:
Loan = RM50,000
Savings = RM20,600
Loan interest = RM2,750 (5.5% p.a.)
Tenure = 5 years
Realised gain @ 9.11.10 = RM7,065 (10%)
Unrealised loss @ 9.11.10 = RM3,027 (4.2%)
Reason for the loss:-
i) Bjcorp = due to gov policies
ii) Haio = careless in technical analysis, overlooked share split and private placement
Investment = Time + Capital + Effort



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